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      <image:title>RESOURCES - Refresh, Renew, &amp;amp; Review: A Complete Spring Update</image:title>
      <image:caption>Sweep away the "financial junk" that accumulates over time, from orphaned accounts and hidden subscription leaks to outdated estate plans.</image:caption>
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      <image:title>RESOURCES - Refresh, Renew, &amp;amp; Review: A Complete Spring Update - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>RESOURCES - Refresh, Renew, &amp;amp; Review: A Complete Spring Update - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>RESOURCES - Refresh, Renew, &amp;amp; Review: A Complete Spring Update - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>RESOURCES - Refresh, Renew, &amp;amp; Review: A Complete Spring Update - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>RESOURCES - 2026 SECURE Act 2.0 Catch-up Changes - Beginning in 2026, a key provision of the SECURE Act 2.0 changes how higher-earning professionals fund the final years of retirement savings.</image:title>
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      <image:title>RESOURCES - Stay Vigilant: Protect Yourself from Phishing and Scams - With the holiday season among us, we have noticed a rise in phishing emails, scam calls, and fraudulent texts. It's important to stay alert and protect your personal information.</image:title>
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      <image:title>RESOURCES - 2024 Election Year: How Do Presidential Elections Impact the Market? - Since John F. Kennedy's inauguration in 1961, the S&amp;P 500 has posted negative returns during only two presidencies—those of Richard Nixon and George W. Bush.</image:title>
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      <image:title>RESOURCES - Maximize Your Giving and Minimize Your Taxes - As the holiday season approaches, we wanted to highlight some strategies to make your charitable gifts more impactful while reducing your tax burden.</image:title>
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      <image:title>RESOURCES - The Secure Act Updates on Inherited IRA’s - The SECURE Act has changed the timeline for how long a non-eligible designated beneficiary of an IRA account has to deplete the inherited IRA. Although there has been some confusion regarding the new rules over the past few years, the IRS has now clarified these requirements.</image:title>
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    <lastmod>2026-05-29</lastmod>
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      <image:title>Proofing - Celebrating 5 years - Letter from our founder:</image:title>
      <image:caption>As we celebrate the five-year anniversary of Stillwater Capital Management, I find myself reflecting less on growth and more on gratitude.</image:caption>
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      <image:title>Proofing - Celebrating 5 years - Make it stand out</image:title>
      <image:caption>Kyle Sabdo, CFP®</image:caption>
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      <image:title>Proofing - Celebrating 5 years - 5 Lessons learned from 5 years of Stillwater Capital Management</image:title>
      <image:caption>Wealth is emotional, not just numerical Tax planning matters more than most realize Simplicity often outperforms complexity Families crave coordination of a professional team Trust is the ultimate asset</image:caption>
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      <image:title>Proofing - Celebrating 5 years - 5 Pillars of Enduring Wealth</image:title>
      <image:caption>Investment Discipline Tax Efficiency Estate Structure Liquidity Management Family Governance</image:caption>
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      <image:title>Proofing - Celebrating 5 years - 5 Conversations Affluent Families Should Be Having</image:title>
      <image:caption>Wealth Transfer Expectations Family Mission and Values Philanthropy Succession Planning Stewardship Responsibilities</image:caption>
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      <image:title>Proofing - Celebrating 5 years - 5 Tax Strategies Affluent Families often Overlook</image:title>
      <image:caption>Roth Conversion Timing Donor-advised Funds QSBS Opportunites Asset Location Gifting Strategies</image:caption>
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      <image:title>Proofing - Celebrating 5 years - 5 Financial Risks that Quietly Destroy Generational Wealth</image:title>
      <image:caption>Concentration Risk Estate Tax Exposure Poor Beneficiary Coordination Liquidity Events Family Communication Breakdowns</image:caption>
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      <image:title>Proofing - Celebrating 5 years - 5 Events that should Trigger a Financial Plan Review</image:title>
      <image:caption>Sale of a Business Retirement Inheritance Real Estate Acquisition Birth of Children or Grandchildren</image:caption>
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    <lastmod>2026-04-13</lastmod>
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      <image:title>Proofing - Filtering the Noise</image:title>
      <image:caption>In today’s media landscape, news outlets often lean into drama and strong viewpoints rather than a fully balanced perspective.</image:caption>
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      <image:title>Proofing - Filtering the Noise - Next Steps</image:title>
      <image:caption>If the current headlines are making you uneasy, let's schedule a 15-minute call. We can pull up your specific plan and remind ourselves why we chose your current path.</image:caption>
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    <lastmod>2026-03-28</lastmod>
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