Protect your estate and keep yourself dry with Umbrella Insurance

Umbrella insurance is an extra layer of personal liability insurance that sits on top of policies such as auto, homeowners and your day-to-day exposures.

Umbrella insurance is designed to protect you from large lawsuits or liability claims that exceed your current coverages. Umbrella Insurance creates a large pool of insurance money available to pay covered claims before your personal assets potentially become exposed. Unfortunately, we live in a time where people find enjoyment in suing people, and we created a list of the top 10 umbrella insurance risks in America.

Top 10 umbrella insurance risks

1. Catastrophic Auto Accident

2. Pedestrian or cyclist Accident

3. Teenage/young household driver

4. Dog bite or animal attack

5. Serious injury on property

6. Swimming pool/ Hot-tub accident

7. Rental-property Liability

8. Boat/ATV/Recreational Accident

9. Libel, slander, or defamation

10. Major accidental damage to someone else’s property

You have worked very hard to accumulate what you have; now it’s time to protect yourself and your assets. Reach out to your insurance professional and make sure to run a risk analysis and make sure you have the right coverage.